RBI Regulated Entity
Registered as a Non-Banking Financial Company under the Reserve Bank of India framework. We operate within the regulatory perimeter defined by the RBI Act, 1934 and applicable NBFC directions.
Regulatory Framework →
Ajiwika Financial Services Private Limited is a Non-Banking Financial Company registered with the Reserve Bank of India — operating with integrity, regulatory discipline, and corporate governance from our headquarters in West Bengal.
Public Deposit Notice: Ajiwika Financial Services is NOT authorized by RBI to accept public deposits. Details →
Why Ajiwika
As an RBI-registered NBFC, we uphold the highest standards of corporate governance, regulatory compliance, and stakeholder accountability.
Registered as a Non-Banking Financial Company under the Reserve Bank of India framework. We operate within the regulatory perimeter defined by the RBI Act, 1934 and applicable NBFC directions.
Regulatory Framework →We maintain strict data handling protocols and adhere to applicable privacy regulations. Your information is protected with industry-standard security measures across all operations.
Privacy Policy →Transparent operations, ethical business conduct, and a structured grievance redressal mechanism — guided by RBI fair practices norms and corporate best practices.
Grievance Redressal →Corporate Snapshot
Verified registration details from the Ministry of Corporate Affairs (MCA), Government of India.
Regulatory Framework
As prescribed by the Reserve Bank of India under the RBI Act, 1934 and the Scale Based Regulation (SBR) framework.
NBFCs must obtain a Certificate of Registration (CoR) from the RBI under Section 45-IA of the RBI Act, 1934 before commencing business. Ajiwika Financial Services operates as a registered NBFC.
RBI NBFC FAQs →The RBI's SBR Directions, 2023 classify NBFCs into Base, Middle, Upper, and Top layers based on asset size and systemic importance, with proportionate regulatory requirements.
Our compliance framework →Incorporated as a private limited company under the Companies Act, with CIN U65921WB1992PTC164068. Filing obligations with RoC Kolkata.
Verify on MCA portal →Our Heritage
From our incorporation in 1992 to today, Ajiwika Financial Services has maintained a steadfast commitment to regulatory compliance and responsible financial services in India.
Incorporated on 14 December 1992 under the Companies Act, registered with the Registrar of Companies, Kolkata. Over 30 years of continuous corporate existence.
Headquartered in Serampore, Hooghly district — deeply rooted in West Bengal with a registered office that reflects our long-standing presence in the region.
Governed by a board of directors with deep experience in financial services, ensuring strategic oversight and regulatory accountability.
Our Leadership →Regulatory Commitment
We follow RBI-prescribed Fair Practices Code for NBFCs, ensuring transparent operations and ethical business conduct.
Dedicated grievance officer and defined escalation matrix. We aim to resolve all complaints within RBI-mandated timelines.
Full adherence to Know Your Customer and Anti-Money Laundering norms as prescribed by RBI and PMLA regulations.