Three decades of corporate heritage in financial services — from our incorporation in West Bengal to today as an RBI-registered NBFC committed to regulatory compliance and corporate governance.
Ajiwika Financial Services Private Limited is a Non-Banking Financial Company (NBFC) registered with the Reserve Bank of India. Incorporated on 14 December 1992 under the Companies Act, the company has its registered office in Serampore, Hooghly district, West Bengal.
We operate as a regulated financial services company, guided by RBI regulations, fair practices norms, and a commitment to corporate governance and stakeholder accountability.
Corporate Identity: CIN U65921WB1992PTC164068 · Registration No. 164068 · RoC Kolkata · Company Status: Active · Full corporate details →
As defined by the Reserve Bank of India under Section 45-I(a) of the RBI Act, 1934, a Non-Banking Financial Company (NBFC) is a company registered under the Companies Act engaged in the business of financial activities such as loans and advances, acquisition of shares, stocks, bonds, debentures, or securities issued by government or local authority, leasing, hire-purchase, insurance business, and chit business.
NBFCs are regulated by the Reserve Bank of India and must obtain a Certificate of Registration before commencing business. Unlike banks, NBFCs cannot accept demand deposits. The RBI's regulatory framework for NBFCs is contained in the Master Direction — Reserve Bank of India (Non-Banking Financial Company — Scale Based Regulation) Directions, 2023.
Ajiwika Financial Services Private Limited operates within this regulatory framework, maintaining compliance with RBI directions on prudential norms, corporate governance, KYC/AML, and fair practices.
The following details are sourced from the Ministry of Corporate Affairs (MCA) public records and our corporate filings:
| Legal Name | Ajiwika Financial Services Private Limited |
|---|---|
| CIN | U65921WB1992PTC164068 |
| Date of Incorporation | 14 December 1992 |
| Company Category | Company limited by Shares |
| Company Class | Private Company |
| Registrar of Companies | RoC — Kolkata |
| Company Status | Active |
| Authorized Share Capital | ₹3,00,000 |
| Paid-up Share Capital | ₹3,00,000 |
| Registered Office | House Of Nirmal Ganguly, 404 Phonindra Apartment, 19 Raja K L Goswami Road, Seerampur, Hooghly, West Bengal — 700712 |
| State | West Bengal |
| tanay@ajiwika.org | |
| Website | ajiwika.org |
To uphold the highest standards of regulatory compliance and corporate governance as a responsible Non-Banking Financial Company — building long-term trust with stakeholders through integrity, transparency, and ethical operations.
Ajiwika Financial Services is headquartered in Serampore (also spelled Serampur), a historic city in the Hooghly district of West Bengal. Serampore lies along the Hooghly River, part of the Kolkata metropolitan region, and has a rich heritage as a centre of trade and commerce dating back to Danish colonial times.
Our registered office at House Of Nirmal Ganguly, Phonindra Apartment, Raja K L Goswami Road reflects our deep roots in this region. West Bengal's financial services sector has grown significantly, with Kolkata serving as eastern India's primary financial hub.
| City | Serampore (Serampur) |
|---|---|
| District | Hooghly |
| State | West Bengal |
| PIN Code | 700712 |
| RoC Jurisdiction | Registrar of Companies, Kolkata |
As per Ministry of Corporate Affairs records, the company is governed by the following directors:
| Name | Designation | Date of Appointment |
|---|---|---|
| Tanay Chakravarty | Director | 24 December 2009 |
| Rajendra Kumar | Director | 29 December 2014 |
Director information is based on MCA public records. For the most current filings, please refer to the Ministry of Corporate Affairs portal.